FAQS

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General FAQs

The best time to insure is today, protect what matters to you with the right people.
MICI offers a wide-array of non-life insurance products. MICI has auto, personal accident, property and fire, surety bonds, general liability, ocean marine, and land marine insurance products.
Insuring with us allows you to protect what matters to you. MICI has qualified insurance agents that can aid you in trying times.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
Yes, with our approved capitalization and reinsurance support, we can settle our clients’ claims/obligations.
With a complete claim document, it should be done one to two weeks.

Auto Insurance FAQs

Auto Insurances help individuals from financial losses. Investing a minimal amount can help people avoid unwanted expenses. Property liability, bodily injury liability, and collisions are possible accidents that can happen to anyone.
MICI offers financial reimbursement to the car owner and the 3rd party. The 3rd party is an entity that may be a property, another car owner, or a casualty due to a road related accident.
MICI offers financial reimbursement to the owner for own damage, theft, compulsory third-party, bodily injury liability; third party excess bodily injury and third-party property damage, and includes the following:

• CTPL
• Personal Accident
• Acts of Nature

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

Personal Accident  Insurance FAQs

A Personal Accident insurance is a type of policy that helps individuals compensate financial losses due to serious bodily injuries or death which is resulted through an accident.
MICI offers financial reimbursement to individuals who had accidents that may cause them loss of income. The policy also protects the family of the deceased from costly expenses.

COVERAGE
 Accidental Death and Permanent Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Assistance

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

Property & Fire Insurance FAQs

Property & Fire Insurance allow individuals to claim policies. These policies ensure that individuals will experience minimal financial losses in case of damages in one’s property.
MICI offers financial reimbursement to the registered owner or a lessee of a structure and its contents, in the event of damage.
 A basic MICI Policy will cover the following perils:

• Typhoon / Flood
• Fire and Lightning

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• Earthquake
• Riot, Strikes, Malicious Damage
• Extended Coverage (smoke, explosion, falling aircraft and vehicle impact).

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

Other FAQs

Yes, we do. The company has Comprehensive General Liability, Surety Bond, Ocean Marine and Land Marine.
This policy is a financial reimbursement to the organization. The policy encompasses liability claims related to products coverage, completed operations coverage, premise and operations coverage, and independent contractors’ coverage
Sure Bond Insurance protects contracts against losses resulting from the principal’s failure to meet the obligations as stipulated in the entered contract.
This policy covers losses or damages of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and destination.
Need more questions? Please email us to [email protected] for assistance.