Personal Accident Insurance

No matter what happens, we’ve got you covered.

Product Overview

Personal Accident (PA) insurance is a contract designed to pay out compensation for a serious injury or death as the result of an accident. It protects against the loss of income and helps with other needs in life. It also protects the financial risk due to accidental permanent total disability or accidental death of an earning family member.

Product Highlights

Nationwide Claims Network

Feel safe and secure in the Philippines, a wide network of claims experts are available in four strategic locations (Metro Manila, Bacolod, Cebu, and Davao). MICI offers smooth transfer of claims to your specific needs.

Comprehensive Solutions

MICI offers comprehensive personal accident insurance solutions for businesses in all its forms — from providing medical reimbursements to covering accidental death and disablement, as well as burial expenses.

Flexible, Tailor-made Solutions

As a leading personal accident insurance provider, we know how it is important to get the right coverage at a reasonable price. Hence, MICI commits to protect you, your business, and your employees by setting up solutions that cater to each client’s unique needs. We also want you to get the most out of your insurance policy, therefore granting added values or extended coverage to what you have purchased.

Who Is It For?

Family Members
Employees and Professionals

What is Covered?

Accidental Death and Permanent Disablement

Unproved Murder and Assault

Medical Reimbursement

Burial Assistance

Personal Accident  Insurance FAQs

A Personal Accident insurance is a type of policy that helps individuals compensate financial losses due to serious bodily injuries or death which is resulted through an accident.
MICI offers financial reimbursement to individuals who had accidents that may cause them loss of income. The policy also protects the family of the deceased from costly expenses.

 Accidental Death and Permanent Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Assistance

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

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