Personal Accident Insurance (Free)

Protecting yourself and your family from financial stress has never been more convenient and cheaper! Now you can claim a free Personal Accident Insurance from MICI with coverage of up to ₱10,000 for one month!


  1. Only 1 Free Personal Accident Insurance Policy is allowed per individual per year.

  2. Only 1 Active Free Personal Accident Insurance Policy may be claimed per individual per year.

Total price:



Product Details of Personal Accident Insurance
  • Payout for accidental death and permanent disability of up to ₱10,000.00
  • One (1) month coverage
  • Hassle-free online self-registration service
  • Acceptable age is at least eighteen (18) years old and up to sixty-five (65) years old at the time of eligibility.

Click the link below for the Claims Guidelines and Procedures

Terms and Conditions:

  • Only 1 Free Personal Accident Insurance Policy is allowed per individual
  • We may accommodate applicants/insured’s who are over 65 years old but not more than 75 years old subject to the underwriter’s approval and 100% net premium surcharge.
  • Subject to the Standard Personal Accident Policy conditions
  • Terrorism Exclusion Endorsement (T1)
  • Disclosure of Material Facts Clause (DM)
  • Applicable only for individuals with employment

For the full terms and conditions, as well as general exclusions, email us at [email protected].

Insurance at your fingertips

Getting protected with our Personal Accident Insurance is easier and quicker than ever with just a few clicks away.

Have a question?

Do you have further queries on how we can help you get covered against potential risks? Drop us a line or send us a message today!