Personal Accident Insurance

Protecting yourself and your family from financial stress has never been more convenient and cheaper!

For as low as ₱45, MICI’s Personal Accident Insurance covers death or specific types of injury caused by accident, as well as pay additional benefits for the loss of limbs, fingers, sight, and permanent paralysis.

Total price:

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Product Details of Personal Accident Insurance
  • One-time payment for one (1) year coverage
  • Hassle-free online self-registration service
  • To be eligible for cover under this policy, the individual must be aged between eighteen (18) and seventy  (70) years old.
  • Individuals who are over seventy (70) years old may be accommodated subject to the approval of the Underwriting Department.
  • For the full terms and conditions, as well as general exclusions, email us at [email protected].
Policy Extensions

Give yourself extra protection at an affordable cost for a host of other benefit extensions.

Note: The following can be covered subject to the additional premium and for inquiry through email, [email protected].

  • Accidental Food and Gas Poisoning
  • Motorcycling
  • Twenty-Four (24) Hours On and Off the Job Coverage
  • Acts of Nature
  • Animal Bites
  • Drowning
  • Beneficiary Designation Endorsement 

Insurance at your fingertips

Getting protected with our Personal Accident Insurance is easier and quicker than ever with just a few clicks away.

Have a question?

Do you have further queries on how we can help you get covered against potential risks? Drop us a line or send us a message today!

Additional information

Personal Accident: Premium / Cover

Free = 10K, ₱45 = 20K, ₱100 = 50K, ₱200 = 100K, ₱300 = 150K, ₱400 = 200K, ₱500 = 250K, ₱600 = 300K, ₱700 = 350K, ₱800 = 400K, ₱900 = 450K, ₱1000 = 500K, ₱1100 = 550K, ₱1200 = 600K, ₱1300 = 650K, ₱1400 = 700K, ₱1500 = 750K, ₱1600 = 800K, ₱1700 = 850K, ₱1800 = 900K, ₱1900 = 950K, ₱2000 = 1M