Phone Insurance

Protect yourself from the stress, inconvenience, and unexpected expenses associated with the cost of having your mobile phones damaged and repaired. With MICI’s affordable phone insurance, you are confident that a vital part of your everyday life is insured.


  1. Customers can only purchase 1 Phone Insurance per order. You can make a new order to buy more.

  2. A person can have 1 active phone insurance policy per smartphone under Metropolitan Insurance Company Inc. (MICI).

Total price:

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Product Details of Phone Insurance
  • Coverage for Accidental Damage (including Liquid Damage) to the mobile phone due to external causes
  • Coverage for stolen phones due to burglary or robbery
  • To be eligible for cover under this policy, the individual must be a Filipino citizen of at least Eighteen (18) years of age and not among those prohibited by law to enter into a contractual relationship.
  • This product is eligible for cellular or mobile phones within three years of age.
  • Claim/s will be paid out through Cash Settlement/s for the insured. In the event of any loss/damage that the Claims Department will evaluate, the insured will be offered option/s depending on the extent of damage/s to the insured unit.
  • For the full terms and conditions, as well as general exclusions, email us at [email protected].
Claim Settlement Options
  1. Reimbursement of urgent/advance mobile phone repair of up to 30% of the total limit of repair and replacement of parts of the fair market value of the item insured.
  2. Payout for partial loss of up to 31% to 74% of the total limit of repair and replacement of parts of the fair market value of the item insured.
  3. Payout for a total loss of Damages that exceed 75% subject to the fair market value of the item insured at the time of loss.

Insurance at your fingertips

Getting your phone insured is easier and quicker than ever with just a few clicks away.

Have a question?

Do you have further queries on how we can help you get covered against potential risks? Drop us a line or send us a message today!

Additional information

Phone Retail Price

₱0 – ₱10,000, ₱10,001 – ₱20,000, ₱20,001 – ₱30,000, ₱30,001 – ₱40,000, ₱40,001 – ₱50,000, ₱50,001 – ₱60,000, ₱60,001 – ₱70,000, ₱70,001 – ₱80,000, ₱80,001 – ₱90,000, ₱90,001 – ₱100,000