TokTok — Personal Accident Insurance

Protecting yourself and your family from financial stress has never been more convenient and cheaper! MICI’s Personal Accident Insurance covers death or specific types of injury caused by accident, as well as pay additional benefits for the loss of limbs, fingers, sight, and permanent paralysis.

Note:

  1. Customers can only purchase 1 PA insurance per order. You can make a new order to buy more.

  2. Only 1 Personal Accident Insurance Policy is allowed per Rider

Total price:

₱100 – ₱200
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Description

Product Details of Personal Accident Insurance
  • Payout for accidental death and permanent disability of up to Maximum Benefit Limit
  • Payout for burial benefit of up to 10% of sum insured
  • Reimbursement of medical expenses of up to 10% of sum insured
  • One-time payment for one (1) year coverage
  • Hassle-free online self-registration service
  • To be eligible for cover under this policy, the individual must be aged between eighteen (18) and seventy  (70) years old.
  • Applicants who are over seventy (70) years old may be accommodated subject to the approval of the Underwriting Department.
  • For the full terms and conditions, as well as general exclusions, email us at [email protected].
Option 1: ₱100 Package
  • Accidental Death and Permanent Disability – ₱50,000.00
  • Unprovoked Murder and Assault – ₱50,000.00
  • Burial Assistance – ₱5,000.00

Extensions:

  • Medical Reimbursement – ₱5,000.00
  • Motorcycling – ₱50,000.00
  • Acts of Nature – ₱10,000.00
  • Animal Bites – ₱2,500.00
  • 24 hours on and off Duty Coverage
  • Beneficiary Designation Endorsement
Option 2: ₱200 Package
  • Accidental Death and Permanent Disability – ₱100,000.00
  • Unprovoked Murder and Assault – ₱100,000.00
  • Burial Assistance – ₱10,000.00

Extensions:

  • Medical Reimbursement – ₱10,000.00
  • Motorcycling – ₱100,000.00
  • Acts of Nature – ₱20,000.00
  • Animal Bites – ₱5,000.00
  • 24 hours on and off Duty Coverage
  • Beneficiary Designation Endorsement

Claims Guidelines and Procedures

ACCIDENTAL MEDICAL REIMBURSEMENT:
The policy will pay the actual expenses incurred resulting from covered accidental injuries sustained, not exceeding the Maximum Benefit provided under the Schedule, for hospital, surgical, nursing and other medical services or supplies required for treatment of injuries covered by the policy.

Click the link below for the Claims Guidelines and Procedures
➡️ https://drive.google.com/file/d/1US9IQWWcKUCok-iWFMlNoxS18F37-Bx1/view

Insurance at your fingertips

Getting protected with our Personal Accident Insurance is easier and quicker than ever with just a few clicks away.

Have a question?

Do you have further queries on how we can help you get covered against potential risks? Drop us a line or send us a message today!

Additional information

Package

₱100, ₱200