Fire and Property Insurance

Protect your home against damage from perils.

Product Overview

Product Overview

It is a contract whereby one (1) party promises for a consideration to indemnify the other for direct damage and losses caused by fire and to pay any claim for replacement, repair, or reconstruction of the property, as well as the contents of the property, such as furniture and appliances (excluding cash, pieces of jewelry, and work of arts).

Product Highlights

Loss Prevention Advisor 

Fire Insurance Policy for individuals aims to protect your home property and physical assets, as well as your loved ones against damage caused by fire. MICI does this by studying possible risks, then presenting tailored-fit solutions and recommendations to minimize those exposures. It also strives to provide essential information and feedback that will help clients assess the potential fire hazards in their homeplace.

Nationwide Claims Network

Feel safe and secure in the Philippines, a wide network of claims experts are available in four strategic locations (Metro Manila, Bacolod, Cebu, and Davao). MICI offers smooth transfer of claims to your specific needs.

Comprehensive Solutions

MICI offers comprehensive fire insurance for individuals — from protecting your physical property to covering the fire fighting and extinguishing expenses, and extending the coverage to your family members in case of personal accidents due to fire.

Flexible, Tailor-made Solutions

As a leading fire insurance provider for individuals, we want you to get the most out of your insurance policy, therefore granting added values or extended coverage to what you have purchased.

Who Is It For?




What is Covered?

Loss due to accidental fire and lightning

Loss due to earthquake following a fire and/or shock

Loss due to typhoon as declared by PAGASA

Loss and/or damages due to rise of water

Fire & Property Insurance FAQs

Property & Fire Insurance allow individuals to claim policies. These policies ensure that individuals will experience minimal financial losses in case of damages in one’s property. 
MICI offers financial reimbursement to the registered owner or a lessee of a structure and its contents, in the event of damage.
 A basic MICI Policy will cover the following perils:

• Typhoon / Flood
• Fire and Lightning

Upgrade your coverage with a tailored-fit policy!
• Earthquake
• Riot, Strikes, Malicious Damage
• Extended Coverage (smoke, explosion, falling aircraft and vehicle impact).

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

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