Motor Vehicle Insurance

Feel confident wherever you go.

Product Overview

Product Overview

The Metro’s most reliable Motor Vehicle Insurance Policy provides full protection for you and your loved ones against financial losses due to vehicular-related accidents such as accidental collision, overturning, fire, external explosion, self-ignition, lightning, theft, and malicious damage, as well as against potential legal liabilities through our Php 100,000 coverage under the CTPL Policy.

Product Highlights

Loss Prevention Advisor 

Motor Vehicle Insurance for individuals aims to avoid unnecessary expenses potentially brought by vehicular accidents. MICI does this by studying possible risks, then presenting tailored-fit solutions and recommendations to minimize those exposures. It also strives to provide essential information and feedback that will help clients on their policy to become safer on the road.

Nationwide Claims Network

Feel safe and secure in the Philippines, a wide network of claims experts are available in four strategic locations (Metro Manila, Bacolod, Cebu, and Davao). MICI offers smooth transfer of claims to your specific needs.

Comprehensive Solutions

MICI offers comprehensive motor vehicle insurance solutions — from protection to any injuries to all parties involved and any damages incurred to physical properties, to securing the client’s medical expenses as well as vehicle repairs management.

Flexible, Tailor-made Solutions

As a leading auto insurance provider, we know how it is important to get the right coverage at a reasonable price. Hence, MICI commits to protect you, your loved ones, and your vehicle by setting up solutions that cater to each client’s unique needs.

Who Is It For?

Family Members

Employees and Professionals



What is Covered?

Loss of or damage to the insured vehicle

Property damage to the third party

Death or bodily injury or death of a third party

Motor Vehicle Insurance FAQs

Auto Insurances help individuals from financial losses. Investing a minimal amount can help people avoid unwanted expenses. Property liability, bodily injury liability, and collisions are possible accidents that can happen to anyone. 
MICI offers financial reimbursement to the car owner and the 3rd party. The 3rd party is an entity that may be a property, another car owner, or a casualty due to a road related accident.
MICI offers financial reimbursement to the owner for own damage, theft, compulsory third-party, bodily injury liability; third party excess bodily injury and third-party property damage, and includes the following:

• Personal Accident
• Acts of Nature

Policies may vary depending on the tier of the product.
You can send an email to [email protected] and a MICI Representative will get in touch with you.
You can send an email to [email protected] and a MICI Representative will get in touch with you.

Downloadable Files