Personal Accident Insurance
No matter what happens, we’ve got you covered.
Product Overview
Personal Accident (PA) insurance is a contract designed to pay out compensation for a serious injury or death as the result of an accident. It protects against the loss of income and helps with other needs in life. It also protects the financial risk due to accidental permanent total disability or accidental death of an earning family member.
Product Highlights
Nationwide Claims Network
Feel safe and secure in the Philippines, a wide network of claims experts are available in four strategic locations (Metro Manila, Bacolod, Cebu, and Davao). MICI offers smooth transfer of claims to your specific needs.
Comprehensive Solutions
MICI offers comprehensive personal accident insurance solutions for businesses in all its forms — from providing medical reimbursements to covering accidental death and disablement, as well as burial expenses.
Flexible, Tailor-made Solutions
As a leading personal accident insurance provider, we know how it is important to get the right coverage at a reasonable price. Hence, MICI commits to protect you, your business, and your employees by setting up solutions that cater to each client’s unique needs. We also want you to get the most out of your insurance policy, therefore granting added values or extended coverage to what you have purchased.
Who Is It For?
What is Covered?
Accidental Death and Permanent Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Assistance
Personal Accident Insurance FAQs
COVERAGE
 Accidental Death and Permanent Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Assistance
Policies may vary depending on the tier of the product.