Fire and Property Insurance
Protect your physical assets against damage from perils.
Product Overview
It is a contract whereby one (1) party promises for a consideration to indemnify the other for direct damage and losses caused by fire and to pay any claim for replacement, repair, or reconstruction of the property, as well as the contents of the property, such as furniture and appliances (excluding cash, pieces of jewelry, and work of arts).
Product Highlights
Loss Prevention Advisor
Fire Insurance Policy for businesses aims to protect your company property and physical assets against damage caused by fire, in addition to loss due to operational disruptions. MICI does this by studying possible risks, then presenting tailored-fit solutions and recommendations to minimize those exposures. It also strives to provide essential information and feedback that will help clients assess the potential fire hazards in their workplace.
Nationwide Claims Network
Feel safe and secure in the Philippines, a wide network of claims experts are available in four strategic locations (Metro Manila, Bacolod, Cebu, and Davao). MICI offers smooth transfer of claims to your specific needs.
Comprehensive Solutions
MICI offers comprehensive fire insurance solutions for businesses — from protecting your physical property to covering the fire fighting and extinguishing expenses, and extending the coverage to your employees in case of group personal accidents due to fire.
Flexible, Tailor-made Solutions
As a leading fire insurance provider for businesses, we want you to get the most out of your insurance policy, therefore granting added values or extended coverage to what you have purchased..
Who Is It For?
What is Covered?
Loss due to accidental fire and lightning
Loss due to earthquake following a fire and/or shock
Loss due to typhoon as declared by PAGASA
Loss or damages due to rise of water
Fire & Property Insurance FAQs
• Typhoon / Flood
• Fire and Lightning
Upgrade your coverage with a tailored-fit policy!
• Earthquake
• Riot, Strikes, Malicious Damage
• Extended Coverage (smoke, explosion, falling aircraft and vehicle impact).
Policies may vary depending on the tier of the product.