After months of saving up to buy the latest phone in the market, getting mobile phone insurance could be among the last things on your mind. Although phone insurance may seem like an unnecessary added extra, it could just become your lifesaver in the future. After all, today’s phones are more than simply communication tools. From shopping, paying bills, getting directions, and even looking for relationships, it has become an essential part of your daily life. Thus, it just makes sense to ensure that your phone is protected should the unexpected happen.
1. Smartphone insurance is affordable
The cost of phone insurance depends on the smartphone you have. It will fall under a pricing range with minimum and maximum values. For instance, MICI’s phone insurance starts at ₱657.00 for entry-level devices. This is much less than what you would pay for repairs or replacements.
2. Replacing a phone is expensive
Accidents can happen at any time and in any way, whether that means you dropped your phone on the pavement or spilled a glass of water on it. If you ever find yourself in that kind of situation, you are undoubtedly on the hook for buying a new phone. A decent, brand-new phone can cost you around ₱20,000 to ₱40,000, depending on your desired brand and model.
3. Phone Insurance covers scenarios that a warranty does not
Although a warranty is your first line of defense against phone issues and damage, it can only protect you to a certain degree, such as manufacturing defects or hardware issues. Fortunately, a good insurance plan is there to cover the things a warranty can’t. In particular, MICI’s Phone Insurance covers stolen phones due to burglary or robbery and external causes arising from accidental and water damage.
4. A good phone case doesn’t completely prevent damage
Countless phone case options are available today, and purchasing a top-quality one is unquestionably a smart call. It will cover the corners, edges, and back of your smartphone, consequently protecting your device from scratches. However, no case can make your phone entirely waterproof and shatterproof. That’s why for overall device protection, choose a fun case and invest in a reliable protection plan.
5. Filing a claim is easy
If something happens to your phone, making a claim is simple. Here at MICI, all you have to do is report it via https://miciph.com/claims/ and submit all necessary documents without having to leave the comfort of your home. Claims will be paid out through cash settlement/s. MICI’s claims department will evaluate if the settlement option will fall under urgent repair, partial loss, or total loss, depending on the extent of damage to your phone.
Your smartphone is a product that you probably get to use more often than any other electronic device. Once you have it insured, you’ll have peace of mind knowing that you don’t need to spend another thousands of pesos for repairs or replacement. To get started, get your free quote from https://miciph.com/get-a-quote/.